Saul Cozens’ Web Technology Blog

Recently, while making an online purchase, I was asked by a online store to opt-in to the Verified by Visa anti-fraud mechanism.  On face value this seemed like a very sensible thing to join up to.  All I have to do is provide a password of my choosing that I re-enter each time I make [...]

I have a friend who works in the innovation team of one of the big banks.  He recently asked an open question about the future of retail banking.  I’ve had the questions running round my head for past few weeks and feel that I have some thoughts that are fermented enough to be aired.  Aden, [...]